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You know, a lot of times young people will tell me, well, gosh, Pete, I only got like an extra $500. Why is it so important for me to understand how to spend it wisely? I tell them all the same thing. I don’t care. If you have a hundred dollars, 500, 500 or 500 million, if you don’t know how to invest correctly, if you don’t know how to manage, if you don’t know how to spend that initial couple of hundred dollars, those bad habits will come with you. And you’ll never have the ability to spend the big bucks, learn how to manage money.